Specialist insurance solutions for Health Professionals

HPI Online is a specialist provider of insurance for Nurses, Pharmacists and Allied Health Practitioners.

We understand everyone’s circumstances are different, so we can also offer cover for Professionals specialising in multiple capacities

Professional Indemnity insurance may be a formal requirement for some allied health professionals, outlined by professional registration bodies or legislative obligations. Check with your professional body overseeing or regulating your profession to see which requirements are applicable to you.

Regardless of your specific profession, it is important that you ensure you are covered for claims relating to the professional healthcare services that you provide.

Specialist PI Insurance for Smart Health Professionals

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Our Professional Indemnity Insurance policy provides cover for (but not limited to):

  • Acupuncturists
  • Aboriginal Health Care Workers
  • Aged Care Workers
  • Assistant in Nursing
  • Audiologists
  • Counselling & Social Work
  • Dental Prosthetist
  • Dieticians
  • Disability Support Workers
  • Exercise Physio
  • First Aid Trainers
  • Healthcare Program Managers / Practice Managers
  • Homeopaths
  • Massage Therapists
  • Natural Therapists
  • Nursing
  • Naturopath
  • Nutritionist
  • Occupational Therapist
  • Optometrist
  • Osteopath
  • Orthotists
  • Paramedics
  • Physiotherapist
  • Podiatrist
  • Psychologist
  • Rehab Consultant / Counsellor
  • Respite Worker / Carer
  • Speech Pathologist

Policy Limits

$1m to $20m Professional Indemnity Limit options

$10m and $20m Public Liability Limit options


Medisure underwrites Health Professional Indemnity cover on behalf of AAI Limited (ABN 48 005 297 807).


Case Study

A Registered Nurse received a complaint from AHPRA regarding the operations of a cosmetic injecting business they were operating. The AHPRA complaint resulted in an investigation being ordered by the Board of AHPRA.

The Insured was required to respond to AHPRA formally regarding the complaint.

The Health Professional policy responded by covering the Inquiry Costs in relation to the investigation.

This covered the engagement of external counsel to formally respond to AHPRA on the Insured’s behalf. No further action was undertaken by AHPRA after the response was provided.

Key Policy Benefits

  • Public Liability – $10m Limit of Liability included with option for $20m Limit of Liability available
  • Compensation for court attendance
  • Continuous cover
  • Extended reporting period
  • Good Samaritan acts
  • $100,000 inquiry costs
  • Joint Venture liability
  • Legal consultation
  • $250,000 lost documents
  • $25,000 public relations expenses
  • Run-off cover
  • Spousal Liability
  • $250,000 Statutory Liability

The Health Professional insurance policy will cover you (the insured) for civil liability claims made against you for compensation, claimant costs and expenses resulting from your professional services.

The policy also covers the legal costs for your defence at a hearing, coronial investigation or enquiry – this cover is limited to $100,000. This policy will not pay for any penalty or fine imposed on you as a result of the hearing or enquiry.

HPI Online is a division of Medisure

Melbourne Office
Level 2, 476 St Kilda Road
Melbourne VIC 3004

Brisbane Office
Level 8/145 Eagle Street
Brisbane 4000

T 1800 776 835
E admin@medisure.com.au

Medisure Indemnity Australia Pty Ltd (ABN 29 116 319 567; AFSL 412681). Please note that Medisure Indemnity Australia acts as the agent of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.