Professional Indemnity Insurance for Health Professionals

Choosing the right Professional Indemnity Insurance policy.

When selecting the Professional Indemnity Insurance cover that is right for you, it is important that you make an informed decision as no two policies are the same. This is the time to ask yourself:

  • What am I getting cover for?
  • How will my policy respond?
  • What additional covers am I getting?
  • Strength of the Insurer
  • Is my policy a combined limit (master policy) that shares a limit with other nurses/allied health or is my policy limit individual?

An Insurers, strength plays an important factor in our selection process before developing a product. This is why our Health Professionals Professional Indemnity Insurance Policy is backed by Vero Insurance – part of the Suncorp Group (AAI Limited Trading As Vero Insurance ABN 48 005 297 807) an Australian and ASIC approved insurer backed by a strong position in the professional indemnity market.

To make things easier for you, we have listed below our main policy features including a short explanation of the cover. This list is not intended to be exhaustive and for full features benefits and conditions please see the policy wording or contact us – we’d love to talk with you!

Professional Indemnity Insurance Policy Features


Civil liability insuring clause
Privacy complaints
Inquiry costs
Public relations expenses
Good Samaritan acts
Statutory liability
Sixty day reporting period
Compensation for court attendance
Legal Consultation
Spousal Liability
Joint Venture Liability
Public & Products Liability*

Who can we cover?

  • Acupuncturist
  • Aboriginal Health Worker
  • Aged Care Worker
  • Audiologist
  • Cosmetic Nurse
  • Counselling & Social Work
  • Dietician
  • Enrolled Nurse/Endorsed Nurse
  • Exercise Physiologist
  • First Aid Trainer
  • Healthcare Program Manager
  • Homeopath
  • Massage Therapist
  • Mental Health Nurse
  • Natural Therapist
  • Naturopath
  • Nurse Practitioner
  • Nutritionist
  • Occupational Therapist
  • Optometrist
  • Osteopath
  • Orthotist
  • Paramedicine
  • Physiotherapist
  • Podiatrist
  • Practice Manager
  • Practice Nurse
  • Primary Healthcare Nurse
  • Psychologist
  • Registered Nurse
  • Rehabilitation Consultant/Counsellor
  • Rural Nurse
  • Speech Pathologist

Importantly, because we understand that everyone’s circumstances are different, we can cover a combination of the above categories for those professionals assisting in multiple capacities.

If you are unsure as to the where your current activities would slot into one of the definitions above, or if you have any questions, please feel free to contact us – we are always happy to help.

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