Insurance solutions for Allied Health Professionals


Our Allied Health Professionals Insurance was created  following the expansion of the “Health Professional” definition over recent years.

As a result, professional indemnity insurance is now held by employees and contractors across a wide range of industries, professions and settings.

Why do I need Professional Indemnity Insurance?

Any Allied Health Professional that is providing services can be, and is usually considered by their client, as an expert. This can leave them open to claims of negligence and requests for compensation, which can be extremely expensive. However, finding the right type of insurance allied health professionals require can be daunting and potentially costly.

Finding the cover you need doesn’t need to be a difficult process. Get a quote today in under a minute, and see how easy it is to get covered.

Why should I get personal cover?

Professional Indemnity Insurance may be a formal requirement for some allied health professionals, which are outlined by professional registration bodies or legislative obligations. Check with your the professional body overseeing or regulating your profession to see which requirements are applicable to you. However, regardless of your specific profession, it is important that you ensure you are covered for claims relating to the professional healthcare services that you provide. Having the correct Allied Health Professionals Insurance is an easy way to help mitigate your risks.

What does the policy cover?

The Allied Health Professionals Insurance policy will cover you (the insured) for civil liability claims made against you for compensation, claimant costs and expenses resulting from your professional services (ie: rural & remote nursing or mental health nursing). The policy also covers the legal costs for your defence at a hearing, coronial investigaiton or enquiry – this cover is limited to $100,000.

This policy will not pay for any penalty or fine imposed on you as a result of the hearing or enquiry.

Who can we provide Allied Health Professionals Insurance cover for?

Click here for the full list..
  • Acupuncturist
  • Aboriginal health workers
  • Aged care workers
  • Assistants in Nursing (AIN)
  • Audiologists
  • Counselling & social workers
  • Dieticians
  • Disability Support Workers
  • Exercise physiologists
  • First aid trainers
  • Healthcare program managers
  • Healthcare practice managers
  • Homeopaths
  • Massage therapists
  • Natural therapists
  • Nursing
  • Naturopath
  • Nutritionists
  • Occupational therapists
  • Optometrists
  • Osteopath
  • Orthotist
  • Physiotherapists
  • Podiatrists
  • Psychologists
  • Rehabilitation consultants / counselors
  • Respite Workers/Carers
  • Speech pathologists

Individual policy, superior cover, affordable cost: hpi online

hpi online understands that to ensure peace of mind, allied health professionals need quality cover at an affordable rate. That is why our Allied Health Professionals Insurance policy includes cover for:

  • Public liability – INCLUDED
  • Compensation for court attendance
  • Continuous cover
  • Extended reporting period
  • Good Samaritan acts
  • $100,000 enquiry costs
  • Joint venture liability
  • Legal consultation
  • $250,000 lost document
  • $25,000 public relations expenses
  • Run-off cover
  • Spousal liability
  • $250,000 statutory liability
  • In 2015, after 8 years with the same insurer, I chose to compare the market for my professional indemnity insurance and I’m glad I did. hpi online had an AHPRA compliant policy that saves me over $150 per year compared to what I was paying. I would definitely recommend them to my industry peers and colleagues.

    Troy T. Pharmacist, NSW
  • The Professional Indemnity insurance policy I obtained through HPI Online not only met my legal and risk requirements, but came with terrific service and a great price. I’ll definitely be renewing my policy with them next year. Thanks guys!

    Carly G. Acupuncturist, WA
  • I have used hpi online for my PI insurance for 3 years now. The team is friendly, they know their stuff and the price is fantastic. They make the whole process very simple.

    Sandra R. Registered Nurse , NSW
  • The team at HPI online were very helpful and had the knowledge and understanding of what I provide and how I should be insured. They helped me with correctly insuring my newest scope of practice with ease and efficiency.

    Katie B. Registered Nurse (Cosmetics), VIC
  • A nice easy process to get a competitive price on my indemnity insurance. No fuss and their policy ticked every box for my requirements.

    Shaun K. First Aid Trainer, QLD